Welcome to Nimela Insurance’s website (the “Site”). By accessing, browsing, or using our Site, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please refrain from using the Site. 1. Acceptance of Terms By accessing and using this Site, you agree to be legally bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, you are prohibited from using or accessing the Site. 2. Use of the Site (a) Eligibility: You must be at least 18 years old to use this Site. (b) Permitted Use: You may use the Site only for lawful purposes and in accordance with these Terms. (c) Prohibited Activities: You agree not to:

• Engage in any fraudulent, abusive, or illegal activities.
• Interfere with the operation of the Site or any server or network connected to the Site.
• Attempt to gain unauthorized access to any portion or feature of the Site.

3. Intellectual Property Rights All content on this Site, including text, images, graphics, logos, and software, is the property of Nimela Insurance Agents & Consultants Ltd or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without our prior written consent. 4. Privacy Policy Your use of the Site is also governed by our Privacy Policy, which can be found here. By using the Site, you consent to the collection, use, and sharing of your information as described in the Privacy Policy. 5. Disclaimer of Warranties (a) The Site is provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied. (b) We do not guarantee that the Site will be error-free, secure, or available at all times. 6. Limitation of Liability To the fullest extent permitted by law, Nimela Insurance Agents & Consultants Ltd shall not be liable for any indirect, incidental, special, or consequential damages arising from or related to your use of the Site. 7. Third-Party Links The Site may contain links to third-party websites. These links are provided for your convenience only, and Nimela Insurance Agents & Consultants Ltd is not responsible for the content or practices of these third-party sites. 8. Modifications to the Terms We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms. 9. Governing Law These Terms are governed by and construed in accordance with the laws of Cyprus, without regard to its conflict of law principles. 10. Contact Information For any questions or concerns about these Terms, please contact us at: Nimela Insurance Agents & Consultants Ltd Athens and Rhodes Avenue 9 8028, Paphos, Cyprus info@nimelainsurance.com.cy +357 26 816010 11. Data Collection and Use (a) Newsletter Enrollment: If you choose to enroll in our newsletter, we will collect your full name and email address to provide updates and information about our services. (b) Contact Form: If you contact us via the contact form on the Site, we will collect your full name, phone number, date of birth, and query to address your request. (c) Data Security: We take reasonable measures to protect the data you provide but cannot guarantee absolute security. 12. Termination We reserve the right to suspend or terminate your access to the Site at our discretion, without notice, for any violation of these Terms. By using this Site, you acknowledge that you have read, understood, and agree to these Terms and Conditions.